Rare opportunity to build your own lake getaway with frontage on Hay Lake and walk-on access to Ham Lake directly across the road. This 50-by-215-foot lot offers 50 feet of shoreline on Hay Lake, where no public access means less boat traffic and more room to enjoy fishing, duck hunting, and quiet time on the water. The major groundwork is already in place. The lot has been surveyed, electricity is connected, and Hubbard County has approved the house design, septic design, and well location. The approved plans show a 30-by-30-foot, two-bedroom, two-bath cabin. You also have the option to have the approved septic system and well installed before closing, which could save you thousands on your cabin build. Across the road, Ham Lake adds even more value with walk-on access, a sandy shoreline, and sunset views. With frontage on one lake, access to another, and several major building steps already completed, this is a rare chance to create your own place in the heart of Hubbard County.